Government officials will NEVER ask you to transfer money or disclose bank log-in details over a phone call. Call the 24/7 ScamShield Helpline at 1799 if you are unsure if something is a scam. For details, visit ScamShield Website.
Mobile phone users kindly access SPF E-Services via the website navigation menu or website header instead of the "Apply, Check, Report, Submit" buttons at the Homepage.  We are resolving the issue.  Thank you for your understanding.
We've made some improvements to our website and welcome your feedback.

1

/

3

Landing page banner

chevron icon
chevron icon
Check Eligibility for Certificate of Merit

Please ensure that you have read all the necessary information before applying. Incomplete applications will not be considered.

Log In (Individual)
Log In (Business)
Content Overview

You can check your eligibility for a COM. Your entitlement to a discount from a vehicle insurance premium is subject to the terms under the participating insurance companies, over and above your No-Claim Bonus (NCB).

1.1 Eligibility Criteria

Drivers who have maintained a continuous demerit-point-free driving record for the past 3 years are eligible for a Certificate of Merit (COM).
Share This Content

1.2 Estimated Completion Time

2 minutes
Share This Content
Contact Details

If you have any query on this e-service, you can send it via SPF Feedback. For technical issue, please include a screenshot of the issue (max 7MB).