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Check Eligibility for Certificate of Merit

Please ensure that you have read all the necessary information before applying. Incomplete applications will not be considered.

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Content Overview

You can check your eligibility for a COM. Your entitlement to a discount from a vehicle insurance premium is subject to the terms under the participating insurance companies, over and above your No-Claim Bonus (NCB).

1.1 Eligibility Criteria

Drivers who have maintained a continuous demerit-point-free driving record for the past 3 years are eligible for a Certificate of Merit (COM).
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1.2 Estimated Time to Complete

2 minutes
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1.3 Contact Details

If you have any query on this eservice or if you have lost your transaction number, you can send it via SPF Feedback.  For technical issues, please include a screenshot of the issue (max 7MB). 
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