Unlicensed moneylending (UML) is when an unlicensed individual, often called an ‘Ah Long’ or loanshark, lends money to another individual. UML is dangerous due to the unregulated harassment methods these loansharks often use to chase debts. Their methods often harm and pollute neighbourhood communities and loansharks may even resort to violence to get what they want.

Crime Prevention Tips
UML is a threat to the community and the Police is clamping down to eliminate this problem. However, community involvement is an important part of the strategy against UML. Here are some measures you can adopt to help reduce the problem.
- Good neighbourliness goes a long way – report all loansharking activities and suspicious individuals in your neighbourhood. Detailed descriptions will help us solve the case much faster.
- Join the Citizens on Patrol – these are neighbourhood community groups that help patrol and watch out for each other.