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The Police would like to alert members of the public to be vigilant against a scam variant involving a fraudulent ‘Johor-Singapore Housing Subsidy’ initiative - circulated through online platforms, which does not exist. Since September 2025, there have been at least 21 cases reported with total losses amounting to more than $1 million.

In this scam variant, victims would encounter fraudulent advertisements about "JBSG Housing Subsidy Program", or "Free Homes Across the Causeway" on online platforms such as Facebook and WhatsApp. These advertisements falsely claim a collaboration between the Singapore and Johor governments to provide subsidised housing and contain embedded links for applications. Some advertisements carried documents with forged signatures purportedly from the Prime Ministers of Singapore and Malaysia. When victims click on these links, they would be directed to WhatsApp to communicate with the scammers. The victims would be asked to enter their personal information, such as NRIC, residential addresses, and email addresses through suspicious links. They are subsequently instructed to transfer money online for purported “legal and stamp duties” or to physically hand over cash to unknown individuals. 

The Police would like to emphasise that this housing subsidy initiative does not exist and the provision of personal information could be fraudulently used to perpetrate scams. Do NOT provide any personal information to any unknown persons. NEVER transfer monies, hand monies or other valuables to any unknown persons or persons whose identity you did not verify. Members of the public are also reminded to adopt the following precautionary measures: 

1. ADD – the ScamShield app and set security features (e.g., Set up transaction limits for internet banking transactions, enable Two-Factor Authentication (2FA), Multifactor Authentication for banks and e-wallets. Use Money Lock to secure a portion of your savings. Activate the privacy function on WhatsApp which disallows unknown users from adding you into group chats. To do so, go to Settings > Privacy > Groups and select the privacy options “My contacts” or “My contacts except...”.)
2. CHECK – for scam signs with official sources such as the ScamShield Helpline (1799). You can also check the legitimacy of suspicious messages, phone numbers and website links via the ScamShield app or visit the ScamShield website at www.scamshield.gov.sg.   
3. TELL –the authorities, family, and friends about scams. Report any fraudulent transactions to your bank immediately.

More information on scams, members of the public can visit www.scamshield.gov.sg. Fighting scams is a community effort. Together, we can ACT Against Scams to safeguard our community!

Screenshot of the document with forged signatures 



Screenshot of website